CASH BACK...what a wonderful thing!
There are several different ways that I earn cash back while shopping in the store, or while shopping online. If you haven't discovered this way to stretch your dollar a little farther, I am going to let you in on a little secret!
Companies want your business...okay, maybe that's not a secret, but many of them offer some incentives for shopping at their stores, or buying their products. It may take a few extra minutes of your time, but I feel that it is well worth it!
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| Here's my current balance on Checkout 51...will cash out VERY soon! |
Like I mentioned, there are 3 main ways that I earn cash back:
**The first way is with CASH BACK APPS, that I use in the store such as Checkout 51, Ibotta, and Saving Star...those are my "go-to" apps.
If you are an iPhone or Android user, the apps will work on your phone.
Before you shop, select the current offers, that you are interested in. Some apps will let you select the offers after you shop, as long as you are within their specified time frame. That is what I love about cash back apps, as I don't always remember to clip coupons before I go shopping, but I still have the chance to save money! Once you have uploaded your receipt, you will earn money in your account, which you may request after you reach a certain balance ($20).
Some apps will let you register your store loyalty cards (I do this with my Target account), and automatically give you credit for purchases made, as long as you add them to your account before you shop.
**Secondly, I use apps that let you earn points that you redeem for gift cards. The first app is called Fetch Rewards. This app lets you scan your grocery receipts, and gives you points for every shopping trip (minimum of 25 points/trip). Certain brands that you might by, give you more points, and bonus points. These points will add up and you may redeem them for gift cards. I usually redeem them for Target or Walmart gift cards, but there are many choices to choose from. If you download the Fetch Rewards app, and use my referral code (BJ0TA), you will receive 2000 bonus points (worth $2.00) when you submit your first receipt!
Shopkicker is another app that will give you points for just visiting certain stores at times. Earn more by scanning certain items, and even more if you buy the specific items that they are promoting. If you use my Shopkicker referral code (076775), you will receive 250 points when you complete your first walk-in or scan (within 7 days of joining)
**The third way I earn cash back is for online shopping. My favorite way to earn cash back online is through Rakuten (formally Ebates). I just make it a habit to log into my Rakuten account before I do any online shopping, as most of the stores I shop at will offer cash back if I start my shopping through the Rakuten site.
**Rakuten now offers some in-store cash back offers, as well. Look for those, and link your credit card to the site, and you will earn cash back!!
Other sites are Top Cashback, and Savings Star also has this feature, which I haven't used yet. Basically, I compare the current cash back percentages at each site, and choose whichever has the highest percentage at the time! Rakuten has a daily double offer...which is a fantastic time to shop!
I would love to hear if you are taking advantage of cash back when you shop.
If you are not, please feel free to click on my referral links that I have included above...that is another great way to earn cash when you refer others to the apps/sites!
Thanks so much!!!
Editor's Note: This post was originally published in March 2016, but has been updated in March 2020. More options are available to earn cash back since I originally wrote this post, so I have updated it to include more ways for you to earn.)
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